• Risk Guidance Insurance.

More so than ever - The Importance of Insurance Advisers!

Many consumers have chosen over recent years to obtain their insurance online, in a DIY manner. When it comes to selecting insurance coverage for their business operations, these online options generally aren’t providing accurate advice as to what exposures you face, therefore what policy is the right one to effect?

There’s nothing wrong with taking responsibility for your own future, in fact, it is an admirable trait. However in the insurance world, with so many different policy choices and providers in the market, relying on a trusted insurance adviser such as Risk Guidance Insurance - can take the pressure off you, knowing that your insurance needs are being looked after by a specialist, who knows how to advise, select and negotiate the best policy for your needs and circumstances.

Insurance is a Complex World Searching for insurance cover online can be difficult, the choices offered are continuously evolving, with many different providers offering the same type of insurance but with different coverage and limits. Ask yourself this;

1) Did you just select the top insurer on Google search?

2) How do you know you have the right cover?

3) You do realise that you are entering into a binding contract directly with an Insurer?

Whilst consumers can easily compare a small number of similar policies, ‘similar’ doesn’t mean identical, thus causing problems in the event of a claim. Imagine you are presented with six or seven different policies from different providers from Google, deciding which policy is most appropriate for your needs and what are the key differences is key.

So while ‘DIY’ options have increased, Insurance Advisers are more important than ever in providing the right advice and advising on the policies best suited to your business and risk exposures - At the end of the day, you need the insurer to pay up in the case of a claim.

General Advice Warning The information provided is to be regarded as general advice. Whilst we may have collected risk information, your personal objectives, needs or financial situations were not taken into account when preparing this information. We recommend that you consider the suitability of this general advice, in respect of your objectives, financial situation and needs before acting on it. You should obtain and consider the relevant product disclosure statement before making any decision to purchase this financial product.

7 views0 comments